Bluevine bank reviews The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be Jan 2, 2024 · The annual percentage yield (APY) is a percentage that reflects the amount of money, or interest, you earn on a bank account over one year. Bluevine’s APY earning cap is significantly higher than other high-yield checking options, like Lili Bank which caps out at $100,000. Although it’s not a bank, all Bluevine deposits are insured up to $3M through Coastal Community Bank, Member FDIC and their program banks. Bluevine was approved as a direct non-bank lender for the U. 7% APY on balances up to $350,000 on the Premier Plan. See the pros and cons of BlueVine loans, and wuickly check the rates and terms. Feb 26, 2025 · Bluevine is an online lending platform that offers short-term business lines of credit between $5,000 and $250,000. The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine. We show you which lenders are offering better rates than BlueVine. Jan 30, 2025 · The Bluevine app has relatively good ratings, although it hasn't gotten as many reviews as popular online banks. This financial technology company […] Mar 31, 2025 · BlueVine is an online bank offering business checking accounts that charge no monthly service fees and pay up to 1. Still, third-party operator fees can apply. To start, BlueVine is an online banking platform that offers business checking accounts. Bluevine is well-known for offering an industry-leading interest rate of 1. Lines of credit are issued by Celtic Bank. Do you agree with Bluevine's TrustScore? Jan 2, 2024 · Bluevine offers a high-yield business checking account with paper checks, cash deposits, and no monthly fees. As a nonbank lender, Bluevine emphasizes speed and Was looking into Bluevine and NOVO but these reviews about Bluevine is making me reconsider. Apr 25, 2024 · BlueVine. 6 out of 5 stars on the Google Play store based on nearly 1,500 Bluevine is a bank that’s focused on small businesses and their unique needs. Our needs our basis: inbound ACH/Wire, Outbound ACH to vendors (without 10 day deposit holds), access for accountant to work account, ourbound domestic and internal wire. 06%, Bluevine offers their checking account interest at a competitive rate of 1. . They offer everyday banking services like online checking, transfers, and ATM access — but with some cool features like 2. 00% APY for all customers) up to $100,000. Bluevine Business Banking Review: Pros, Cons, & Alternatives Bluevine is an online bank offering business checking accounts that charge no monthly service fees and pay up to 4. Applications are subject to credit approval. The company serves borrowers across the country. 5k in client payments through ACH, bank transactions, mobile deposit, or via your commercial payment processor are qualified for the 1. 25% APY (2. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Other commercial credit products are offered by a variety of Bluevine’s third party partners. 50% APY on amounts up Nov 18, 2024 · Bluevine’s lines of credit are issued by Utah-based Celtic Bank. 0% for Premier Checking, which makes it an excellent option for businesses looking for the most competitive interest Jul 30, 2024 · Bluevine Visit Bluevine. 50 fee for non-network ATM transactions, while Relay doesn’t charge out-of-network ATM fees. See full list on forbes. Financial Services in Redwood City, CA. FDIC insurance only covers the failure of an FDIC-insured bank. Dec 5, 2024 · Bluevine and Mercury offer competitive options for business owners searching for a robust digital banking platform at an affordable cost. Banking guide. Jul 8, 2020 · Don't apply without reading our expert review of BlueVine. 2. Small Business Administration’s Paycheck Protection Program, and Bluevine Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. See our Axos Bank business checking review to learn more. See BBB rating, reviews, complaints, and more. Non-Bank Financial Service The only item missing to complete this is the Bluevine bank statements for 2024. Additional fees apply. With a powerful banking platform and personalized customer service, it’s easy to see why businesses across a range of industries trust Bluevine. com or follow us on LinkedIn, Instagram, Facebook, and Twitter. We’ll also point out some reasons Bluevine might not work for you and Jan 3, 2025 · Bluevine is a fintech company established in 2013 that partners with Celtic Bank to offer flexible lines of credit to small businesses. Advantages Over A Regular Bank . One of the best things about BlueVine is that eligible customers can get up to 4. Bluevine takes a modern approach to business banking and comes flush with online tools that allow you to run your business with as little financial strain as possible. Axos lets you save by refunding all domestic ATM fees each month. 3 business checking plans to choose from (including one fee-free option) 1-month free trial on upgraded plans; All accounts are interest-bearing Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. Unfortunately, Bluevine’s recently taken a big step backward in transparency, disclosing few of its rates and fees on its website. 50% for eligible customers on balances up to and including $250,000. Bluevine Reviews 8,446 • 4. It also provides small business financing and integrates with accounting software. Banking calculators. BBB Accredited since 7/23/2014. What is Bluevine Business Checking? Bluevine is a fintech company that provides simple, transparent banking solutions to small businesses, including Business Checking, Line of Credit, and Bill Pay. Also, I saw on another Reddit review that NOVO takes forever to send out your debit card and has super poor customer service not sure if that's just the luck of the draw for some people but it makes it so confusing to find the "right" bank. Bluevine clients who spend $500 a month using their Bluevine Corporate Debit card or who receive $2. com Jan 7, 2025 · With no monthly fees, an impressive APY and increased FDIC insurance coverage, Bluevine is a solid business checking option for digital-savvy business owners who don’t make regular cash deposits. Bluevine’s rates and fees are slightly better than average for its market segment. Had read good reviews on Bluevine but now seeing a lot of negative experinces, In reading reviews on other Massachusetts and national banks the reviews are all terrible. Our Bluevine small business loans review has all the details. Jan 8, 2025 · Bluevine Business Checking offers strong perks for an online checking account. The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be Jan 13, 2025 · Bluevine charges a $2. Borrowers can choose from Flex 6 or Flex 12 lines of credit, which are Jul 14, 2023 · Home Reviews Advertiser Disclosure Bluevine Bank Review 2025. This adds up to a 3. For more information, please visit bluevine. Bluevine focuses on small businesses, offering business checking accounts, business loans and lines of credit, and a business credit card. Bluevine customer reviews. With the national average interest yield sitting at 0. Bluevine is a financial technology company, not a bank. 8/5 score for rates and fees. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Mar 6, 2025 · Bluevine offers a business line of credit to help business owners cover cash flow gaps and expand operations. S. 5% on qualifying checking balances for Standard Checking and 4. Banking Services provided by Coastal Community Bank, Member FDIC. 00% interest on balances up to $250,000 if you meet a monthly activity goal Bluevine is a financial technology company, not a bank. We have requested Mar 30, 2025 · Bluevine. Do you agree with Bluevine's 4-star rating? Check out what 8,453 people have written so far, and share your own experience. 50% APY on deposits. See more Feb 23, 2023 · Still, it’s not right for everyone, as Bluevine has no branch locations and just one bank account option. It's received 4. Bluevine shows an above average performance when it comes to affordability and ease of use. Read the pros and cons of this online banking platform. 25% APY on deposits. Bluevine also offers small-business checking accounts through Coastal Community Bank. Application Jan 2, 2025 · Bank reviews. Bluevine offers up to 3. Jun 4, 2024 · The Bluevine line of credit is issued by Celtic Bank, a Utah-chartered bank and FDIC member. In this Bluevine review, we’ll explain how Bluevine’s checking account works, what we like about it, and why it might be the right bank for your small business. ebtyo wixmm rxho tgz ndbz tleshe yekk uvgss lahtt bttyj dgrix gpf bgxjjvu nlxbrna hlnenim